Monthly vs weekly investing
The calculator can compare different contribution frequencies. In many cases, the most important factors are the total amount invested, the investment period and the return assumption.
Flexible contribution frequency
DCA Calculator
Calculate how recurring investments may grow over time. Choose your contribution amount, frequency, investment period and expected return.
What does DCA mean?
DCA stands for dollar cost averaging. It means investing a fixed amount at regular intervals instead of investing a large amount at one time.
Total contributions
Total invested
Estimated final value
Estimated gain
Estimated gain in %
Growth multiple
Important assumption
For informational purposes only — not financial advice. Disclaimer
Recurring investment growth
Total investedEstimated value
When DCA can be useful
DCA may be useful for people who invest from regular income, prefer a systematic approach or want to avoid making one large investment at a single market price.
Example scenario
You can test investing 100 weekly or 400 monthly over the same period. The calculator helps you compare the estimated outcome based on the same return assumption.
Is DCA better than investing all at once?
Not always. In rising markets, lump sum investing may outperform DCA. DCA can still be useful for discipline and risk management.
Can I change the contribution frequency?
Yes. You can compare weekly, monthly, quarterly or yearly contributions.
Does DCA protect me from losses?
No. DCA can reduce timing risk, but it does not protect against market losses.
Educational use only
This DCA Calculator is a simplified educational tool and does not provide financial advice or return guarantees.